Happy New HR Year! Superannuation Changes

Payday Super is here and it’s not just a payroll change. For many small and medium sized businesses, it is also a cash flow change that many business owners are not fully aware of, and many are not ready for. Cashflow will become your most critical metric.

Instead of four quarterly superannuation payments, you could now be making 26 (for fortnightly pay runs) or 52 (for weekly pay runs) payments per year. The quarterly buffer that many small to medium sized businesses relied on to manage cash flow will simply disappear.

Not only will cashflow be affected, but cashflow this month (July 2026) specifically will be a big issue for many businesses. You’ll need to be prepared to:

1. Pay wages/salaries as normal

PLUS

2. Pay your June quarter superannuation (due 28 July)

AND

3. Pay super on your first July wages.

To note as well, now that Payday Super has begun, the ATO will start reviewing super each time you process payroll. Missing one cycle doesn’t just delay a payment; it triggers an immediate red flag with the ATO and starts a cycle of penalties that are incredibly hard to outrun. The cost of “waiting until next week” has become a lot more expensive.

We’re here to guide you through every step of this transition. Book in Now for a free Consultation (1300 474 672) to see what you need to do.